Smokos banking for New Zealand
The plain-English guide to moving money in and out at Smokos as a Kiwi - the methods that work, the limits, and the rules that trip people up.
Getting money in
Depositing at Smokos is quick and it's all in NZD for Kiwi accounts. The minimum to get going is $20. These are the confirmed methods - cards and the big e-wallets:
Prefer to keep it in coins? Crypto's fully in the mix. The main ones accepted:
Getting money out
This is where a bit of know-how saves you grief. Withdrawals at Smokos run on a closed loop - your money goes back to the same method you deposited with, no swapping to a different card or wallet on the way out. So the method you fund with now is the method your winnings land in later. Pick accordingly.
Two more rules before your first cash-out:
Your deposit has to be wagered at least one time before you can withdraw. Not 40 times - just once through. It stops people using the cashier as a bank account.
Smokos runs a standard ID check (KYC) before your first payout. It's usually quick. Sort it early and your first withdrawal goes through clean instead of sitting on hold.
The numbers that matter
| Banking | The facts |
|---|---|
| Minimum deposit | $20 |
| Account currency | NZD for Kiwi players |
| Monthly withdrawal cap | $50,000 per month (VIP exceptions possible); wins above $50,000 may be paid in monthly $50,000 installments |
| Bank transfer payout | ~3 banking days (other methods unconfirmed) |
| Withdrawals go to | The same method you deposited with (closed loop) |
| Before you cash out | Deposit wagered at least once, account verified |
| Crypto accepted | Bitcoin, Ethereum and Tether (USDT) |
A word on that monthly cap: the withdrawal ceiling is $50,000 per month (VIP exceptions possible); wins above $50,000 may be paid in monthly $50,000 installments. For the vast majority of Kiwi players that's a non-issue - it only matters if you're pulling out serious money, and even then wins above the cap are paid out in monthly instalments rather than lost. Progressive jackpot wins are paid in full.
Timing - what to expect
The one payout time we'll commit to is bank transfer, at about ~3 banking days (other methods unconfirmed). That's confirmed. For the other methods - e-wallets and crypto - we're not going to quote you a time, because those haven't been locked in and we'd rather not guess. What we can say: get your verification done before you request a withdrawal and you cut out the biggest source of delay.
Banking FAQ
What's the minimum deposit?
Can I use POLi or Flexepin?
How long does a withdrawal take?
Where do my winnings go?
Do I have to wager my deposit before withdrawing?
Is there a limit on withdrawals?
Sorted on the banking? Have a crack at Smokos.
Deposit from $20 in NZD, cards, e-wallets or crypto, and up to $2,500 to get you going.
18+ only. New players only. Min. deposit $20. Wagering 40x. T&Cs apply.